Michigan workers compensation laws are meant to protect hardworking Americans, and make financial assistance available to them, should they suffer a workplace accident, and need it. However, not many people truly understand Michigan workers compensation laws. So to help those out who may need a little more assistance understanding Michigan workers compensation laws, below are a few of the most common related questions and their answers to help you gain a little clarity.
What exactly is Workers Compensation?
Workers compensation is insurance provided by an employer to help cover the medical, and other associated costs of workplace accidents, that cause harm to employees. Regardless of who is “at-fault” for any workplace accident, workers compensation ensures the injured party is well taken care of while also protecting the employer from more serious legal repercussions.
How do Michigan workers compensation laws affect me?
If you are ever in a workplace accident, and you become injured, you have a right to try and claim workers compensation benefits to help you remain financially stable despite your leave of absence. These benefits may include covering the cost of your related medical expenses, or even lost wages. Once a claim has been processed you will be either approved or denied, and from there you will be able to collect your benefits or appeal the disputed claim with the Workers Compensation Agency.
Who can be considered disabled?
In order to be considered disabled, you must prove your disability. For this to work you must:
- Divulge all of your training and qualifications;
- Consider other employment where your training and qualifications translate;
- Show that your disability or injuries now prevent you from doing those jobs or that you can no longer find employment because of them.
If you are deemed only partially disabled, you may be subject to loss or reduction of wage loss benefits, so it’s best to always consult with a professional attorney to guarantee that you are getting what you deserve.
What injuries are not covered under these laws?
There are some situations that, when they result in an injury, can make one ineligible to receive workers compensation benefits. For instance, you may subject to reduced or retracted benefits if your injury has been caused by:
- Substance abuse;
- Any criminal act;
- Intentional or willful misconduct;
- Any social or recreational activities that are not work related.
Overall, Michigan workers compensation laws are complex and can be difficult to understand. If you have any questions related to workers compensation laws or could use additional support in claiming your benefits, our workers compensation attorneys, at Harris Law are here, and would be more than happy to help. Call Harris Law today at 231.347.4444 or fill out the free consultation form in the sidebar to schedule your free personal consultation.